Integrated payroll and workplace pension solutions. Simplify HR with ACG.
Managing payroll and pensions can be one of the most time‑consuming and stressful responsibilities for any business. Whether you are a small start‑up hiring your first employees or a large company with hundreds of staff members, payroll processing and pension management must be handled correctly and in compliance with HMRC requirements. Mistakes can lead to penalties, unhappy employees, and unnecessary costs.
At Audit Consulting Group, we provide full‑service support for payroll and pensions across the UK. Our mission is simple: to help business owners focus on growth, while we ensure your staff are paid accurately, on time, and with the correct pension contributions.
Why Payroll & Pensions Matter
Payroll and pensions are not just about issuing payslips. They involve strict legal obligations, accurate calculations, and compliance with HMRC regulations. Employees expect to be paid correctly every time, and pension auto‑enrolment has made payroll pension services even more important.
Key reasons payroll and pensions are critical:
- Legal compliance – UK employers must follow strict HMRC payroll rules, file RTI (Real Time Information) submissions, and manage pension auto‑enrolment.
- Employee satisfaction – late or incorrect wages impact morale, productivity, and staff retention.
- Cost efficiency – outsourcing payroll processing saves money compared to maintaining a full in‑house team.
- Pension security – accurate pension contributions protect employees’ financial future.
Payroll Processing Explained
Payroll processing involves calculating employees’ gross pay, deducting tax and National Insurance, and making the correct pension contributions. It also requires accurate submission of data to HMRC.
The main steps of payroll processing:
- Employee data collection – hours worked, overtime, bonuses, deductions.
- Gross to net calculation – working out salary before and after tax.
- Tax and NI deductions – ensuring PAYE and NICs are submitted correctly.
- Pension contributions – auto‑enrolment and voluntary schemes.
- Payslip generation – digital or paper slips provided to employees.
- HMRC submissions – real‑time filing (RTI) each payday.
- Payments – net salaries paid to staff, contributions to HMRC and pension providers.
Payroll Pension: Auto‑Enrolment & Ongoing Management
Since 2012, UK employers are legally required to automatically enrol eligible employees into a workplace pension scheme. This is known as auto‑enrolment.
Key facts about payroll pensions:
- Auto‑enrolment duties apply to all UK employers, even if you only employ one person.
- Contributions: Both employer and employee must contribute a minimum percentage into the pension scheme.
- Re‑enrolment: Every 3 years, employers must re‑enrol eligible staff who opted out.
- Reporting: Employers must keep detailed records of enrolments, opt‑outs, and contributions.
At Audit Consulting Group, we help businesses:
- Set up a compliant workplace pension scheme.
- Calculate and submit pension contributions.
- Handle opt‑ins, opt‑outs, and re‑enrolments.
- Communicate pension rights clearly to employees.
Pensioners Payroll
A unique part of payroll pension services involves pensioners payroll. Some businesses employ retired individuals or process payments for those drawing from occupational pension schemes.
We provide:
- Accurate pension payroll processing.
- Compliance with HMRC PAYE rules for pension payments.
- Tax calculation for pensioners with multiple income sources.
- Coordination with pension providers for seamless management.
Why Choose Audit Consulting Group for Payroll & Pensions?
There are many payroll service providers in the UK. But Audit Consulting Group stands out for our dedication, expertise, and personalised service.
Our Advantages:
- UK & US expertise – we handle payroll across different jurisdictions.
- Bilingual support – English and Ukrainian speaking team.
- Affordable pricing – cost‑effective packages for SMEs and large companies.
- Accuracy guaranteed – we use advanced payroll software to eliminate errors.
- Full compliance – all services are HMRC and The Pensions Regulator compliant.
- Personal support – direct access to specialists, not just software.
How Our Payroll & Pension Service Works
Step 1: Consultation
We assess your business size, employee needs, and pension obligations.
Step 2: Setup
We establish payroll software, pension provider accounts, and ensure HMRC registration.
Step 3: Processing
Each pay cycle, we calculate salaries, deductions, and contributions.
Step 4: Reporting
RTI submissions to HMRC, pension updates, and reports for your records.
Step 5: Ongoing Support
We manage changes such as new hires, leavers, bonuses, and pension adjustments.
Payroll & Pensions FAQs
1. What is included in payroll processing?
Payroll processing covers employee salaries, PAYE, NICs, pension contributions, payslips, and HMRC reporting.
2. Do I need to offer a pension scheme?
Yes, if you employ eligible staff, auto‑enrolment is a legal requirement.
3. How much does payroll and pensions outsourcing cost?
Our pricing depends on company size, but outsourcing is usually cheaper than hiring an in‑house payroll team.
4. Can you handle pensioners payroll?
Yes, we process pension payroll, ensuring compliance and correct tax deductions.
5. How often do I need to submit payroll data to HMRC?
Every pay cycle, via Real Time Information (RTI) submissions.
6. What happens if I don’t comply with auto‑enrolment rules?
The Pensions Regulator can impose heavy fines and backdated contributions.
Real Case Studies
Case Study 1: Small Business Payroll & Pension Setup
Client: A London‑based IT start‑up with 12 employees.
Challenge: No payroll system, worried about pension auto‑enrolment fines.
Solution: We implemented payroll software, set up a workplace pension, and trained their admin team.
Result: Smooth payroll and pensions compliance, saving 20 hours of admin work monthly.
Case Study 2: Medium‑Sized Construction Firm
Client: Regional construction company with 50 staff.
Challenge: Frequent payroll errors and late pension submissions.
Solution: Full payroll outsourcing with monthly reports and pension provider management.
Result: Zero fines, improved staff trust, and accurate payroll processing.
Case Study 3: Pensioners Payroll Management
Client: A charity employing part‑time pensioners.
Challenge: Complex pensioners payroll with multiple income streams.
Solution: We provided tax guidance and handled pension payroll with accuracy.
Result: Employees paid correctly, charity avoided penalties.
Client Testimonials
“Audit Consulting Group transformed our payroll processing. No more late payments or HMRC penalties!” — Sarah T., Oxford
“As a growing company, we needed expert help with payroll and pensions. Audit Consulting Group made the whole process stress‑free.” — James R., Manchester
“We struggled with pensioners payroll until we partnered with Audit Consulting Group. Now everything is handled smoothly.” — Karen M., Birmingham
Get Started Today
If you’re looking for reliable payroll and pensions support, Audit Consulting Group is here to help. From payroll processing to pension auto‑enrolment and pensioners payroll, we take care of everything so you can focus on running your business.
📞 Call us today at +44 7386 212550
📧 Email: auditconsultinguk@gmail.com
🌐 Website: auditconsultinggroup.co.uk
Final Thoughts
Payroll processing and payroll pension services are essential for compliance and employee satisfaction. By outsourcing to Audit Consulting Group, you gain peace of mind, accurate processing, and ongoing support. Contact us today to see how we can simplify payroll and pensions for your business.