Custom tax planning for high-net-worth individuals. Preserve wealth with ACG.
High Net Worth Tax Planning – Strategic, Personalised, Discreet
Wealth brings opportunity — but it also brings complexity. Especially when it comes to tax.
At Audit Consulting Group, we specialise in tax planning for high net worth individuals, helping you protect and preserve your wealth while staying fully compliant with UK tax law. Whether you’re a successful entrepreneur, investor, or inheritor of wealth, we provide discreet, strategic advice that helps you make smart decisions.
If you’re looking for a trusted partner in high net worth tax planning, you’ve found it.
What Is High Net Worth Tax Planning?
High net worth tax planning is the process of managing, structuring, and optimising your financial affairs to:
- Minimise unnecessary tax
- Preserve capital across generations
- Ensure compliance with complex tax regulations
- Make tax-efficient investments
- Plan for life events like sale of a business, inheritance, or retirement
It involves not just income tax — but capital gains, inheritance tax, trust structuring, property tax, dividend strategy, international tax, and more.
This is not general accounting. It’s detailed, proactive, and tailored tax strategy — specifically for wealthy individuals and families.
Who Needs High Net Worth Tax Planning?
You may benefit from our services if you:
- Earn £150,000+ annually
- Own multiple properties (especially buy-to-let or overseas)
- Are a company director or shareholder
- Are considering or have recently sold a business
- Are receiving a large inheritance
- Want to pass on wealth tax-efficiently
- Have complex investment income (dividends, crypto, international assets)
- Are moving to or from the UK and need tax residency advice
- Want a long-term tax strategy for your family
Many of our clients are business owners, senior executives, doctors, consultants, investors, or inheritors of generational wealth.
Our Services – Tailored to High Net Worth Individuals
We offer a full spectrum of high net worth tax planning services, including:
- Personalised tax strategy and annual planning
- Income tax optimisation
- Capital gains tax (CGT) planning
- Inheritance tax (IHT) mitigation
- Trust and estate planning
- Company dividend and extraction strategies
- Property tax planning (UK & international)
- Non-dom and residency guidance
- Family business structuring
- Charitable giving strategy
- Pensions and long-term tax wrappers (SIPPs, ISAs)
- Tax-efficient investment structures (EIS, SEIS, VCTs)
- International tax planning (DTA, cross-border income)
- Succession planning for business and personal wealth
You’ll receive a customised roadmap — not generic advice.
Why Tax Planning for Wealthy Individuals Is So Important
As your wealth grows, so do your risks — and the costs of not planning can be enormous.
Without proactive tax planning, you might:
- Overpay income tax and National Insurance
- Lose up to 40% of your estate to inheritance tax
- Miss out on legitimate investment reliefs
- Fall into complex tax traps (such as the child benefit tax charge or tapering allowances)
- Be exposed to unexpected liabilities when moving internationally
- Trigger CGT on asset sales due to poor timing
With the right structure, timing, and advice, much of this is preventable.
Why Choose Audit Consulting Group?
- 10+ years specialising in high net worth tax and wealth advisory
- FCA-registered partners for investment and trust structuring
- Discreet, high-touch service — 100% confidential
- Trusted by entrepreneurs, family offices, and private clients
- Clear advice, no jargon — we explain every step
- Seamless integration with your financial advisor, solicitor, or investment manager
- Proactive tax alerts, reviews, and long-term planning
We go beyond compliance. We build lifelong tax strategies around your goals, values, and lifestyle.
Real Scenarios We’ve Helped With
Case 1: Property Investor – London
A client with 9 rental properties faced increasing tax liability after Section 24 changes. We advised on a limited company structure, assisted with refinancing, and saved over £35,000 annually in tax.
Case 2: Tech Entrepreneur – Cambridge
After selling their startup for £6.4M, the client needed tax planning for the proceeds. We advised on Business Asset Disposal Relief, trusts for children, and an investment portfolio using EIS. Result: £640,000 saved in tax.
Case 3: Returning UK Expat – Dubai > UK
We structured their re-entry to the UK to reduce CGT exposure, helped them qualify for remittance basis treatment, and coordinated with overseas advisors.
Case 4: Family Business Owner – Manchester
We created a succession and inheritance tax plan using discretionary trusts, family investment companies, and pension planning. Estate tax exposure dropped by £500,000.
How Our High Net Worth Tax Planning Works
- Initial Consultation (Free)
We understand your financial picture, goals, and concerns. - Detailed Discovery and Document Review
You provide relevant info — income, assets, structures, tax returns. - Bespoke Strategy Design
We prepare a tailored plan with timelines, savings projections, and key recommendations. - Implementation Support
We work alongside your solicitor or investment manager to execute trusts, structures, or transfers. - Ongoing Monitoring and Advice
Annual reviews, tax law updates, and opportunity alerts ensure your plan evolves with your life.
You stay informed, protected, and one step ahead.
We Can Work With Your Existing Advisors
Already have an IFA, solicitor, or wealth manager? Great — we collaborate. Our role is to ensure the tax layer integrates smoothly with your financial and legal plans.
Common Tax Issues We Help Solve
- How to pass wealth to children without triggering inheritance tax
- Whether to own property personally or via a company
- When and how to sell shares or crypto tax-efficiently
- How to structure dividend income from your business
- Whether to use trusts or family investment companies (FICs)
- How residency affects your global tax obligations
- Tax planning before major life changes — marriage, divorce, retirement, relocation
Client Testimonials
“Audit Consulting Group helped me reduce my CGT bill by over £120k on the sale of my business. I only wish I’d come to them earlier.”
– James R., Founder, London
“Professional, strategic, and incredibly discreet. I trust them with every part of my tax planning.”
– Harriet L., Property Investor, Surrey
“Their advice saved our family over £400,000 in IHT exposure. Truly exceptional.”
– David B., Family Office Director, Bristol
Frequently Asked Questions
Is high net worth tax planning legal?
Yes — we operate 100% within UK tax law, using legitimate allowances, reliefs, and structures. Our strategies are fully HMRC-compliant.
Do I need to be a millionaire to benefit?
Not necessarily. If you have a complex income, own property, or are planning a large transaction, tax planning can save thousands — regardless of your net worth.
What’s the difference between tax avoidance and planning?
Tax planning uses legal methods to reduce liability. Tax avoidance involves aggressive or artificial schemes and is often challenged by HMRC. We only provide compliant advice.
How much does your service cost?
We offer fixed-fee packages or bespoke quotes based on complexity. Initial consultations are free and without obligation.
Can you help with trusts?
Yes — we advise on and set up discretionary trusts, bare trusts, and life interest trusts in collaboration with your solicitor.
Can you help if I live outside the UK?
Yes — we work with UK expats, non-doms, and returning residents. We also coordinate with international tax advisors where needed.
Are you regulated?
Yes — we are qualified UK tax advisors and work alongside FCA-regulated partners for any investment-linked advice.
What about confidentiality?
Your information is 100% confidential and protected by client-accountant privilege.
Ready to Plan Smarter?
If you’re seeking expert, ethical tax planning for high net worth individuals, get in touch with Audit Consulting Group.
We’ll help you keep more of your wealth, plan for your future, and sleep easier — knowing everything is structured, optimised, and compliant.
📞 Book a Confidential Consultation
📧 Request a Personalised Tax Review
📍 UK-Based | Discreet | Strategic | Trusted by 500+ Wealthy Clients
Audit Consulting Group – Expert Tax Planning for High Net Worth Individuals
