Personal & Financial Support Services in the UK
Managing your personal finances, taxes and official paperwork in the UK can feel overwhelming — especially when several areas overlap at the same time. Tax, benefits, banks, HMRC, DWP, landlords, lenders and employers all ask for different documents, explanations and forms, often using complex language and strict deadlines.
At Audit Consulting Group, we created our Personal & Financial Support services specifically for people who want clear, professional help without stress.
This main service area brings together all the essential support individuals, families, self-employed people and company directors commonly need at different stages of life — from moving to the UK, starting work or a business, having a child, applying for benefits, to planning income and dealing with banks or lenders.
Our role is simple: we help you understand what is required, prepare the right documents, complete applications correctly and align everything with your tax and financial position.
What Is Personal & Financial Support at Audit Consulting Group?
Personal & Financial Support is a practical, hands-on service for people who need help with official UK processes that affect their money, family or legal status — but don’t want to rely on guesswork, forums or trial and error.
We support you with:
- government applications and benefits,
- tax-related certificates and planning,
- banking and financial documentation,
- income structuring and compliance,
- explaining your situation clearly to authorities, banks and third parties.
We are accountants and tax advisers first, which means everything we do is grounded in:
- correct tax treatment,
- compliance with UK rules,
- long-term financial impact (not just “getting the form done”).
This is especially valuable where benefits, tax and personal circumstances overlap, which is where many people run into problems on their own.
Who This Main Service Is For
Our Personal & Financial Support services are designed for:
Individuals and families
- New arrivals to the UK
- Parents and expectant parents
- People dealing with benefits, housing or income changes
- Families with complex or mixed income situations
Self-employed people and freelancers
- Sole traders and contractors
- Gig-economy workers
- People with fluctuating income
- Clients combining work and benefits
Company directors and business owners
- Directors paid via salary and dividends
- Founders managing both personal and company finances
- Business owners dealing with banks, lenders and HMRC
If you’ve ever thought:
“I just want someone to explain this clearly and make sure it’s done properly”
— this service area was built for you.
What’s Included in Personal & Financial Support
Below are the key specialist sub-services available within this main section. Each one has its own detailed page, but this overview helps you understand how they all fit together.
Certificate of Residence to Claim Tax Relief Abroad (Personal & Companies)
If you receive income from abroad or operate internationally, you may need a UK Certificate of Residence to avoid double taxation or claim treaty relief.
We help with:
- eligibility checks,
- preparing accurate HMRC applications,
- aligning certificates with personal or company tax records,
- avoiding delays caused by inconsistent information.
This is particularly important for company directors, contractors and international investors.
Support with Documents for Mortgage or Rent
Mortgage lenders and landlords often ask for:
- accountant’s references,
- income confirmations,
- SA302s, tax overviews or company summaries.
We prepare clear, professional documents that reflect your real financial position and meet lender or agent expectations — especially useful for:
- self-employed clients,
- company directors,
- people with variable income.
Universal Credit Support for Self-Employed
Universal Credit for self-employed people is complex. Income reporting, the Minimum Income Floor and timing rules regularly cause confusion and stress.
We help you:
- understand how UC works for self-employment,
- report income correctly,
- avoid common mistakes that lead to overpayments or penalties,
- keep UC aligned with your tax records.
Universal Credit, Child Benefit & Council Tax Support Applications
Benefits often overlap — and mistakes in one application can affect another.
We provide joined-up support for:
- Universal Credit applications and updates,
- Child Benefit claims,
- Council Tax Support applications,
- changes in circumstances and backdating where possible.
Our approach ensures consistency across all benefits, reducing the risk of conflicting information or unexpected letters.
Dividend Calculation & Tax Planning for Directors
Company directors often ask:
- “How much can I take as dividends?”
- “What’s the most tax-efficient mix of salary and dividends?”
We provide:
- accurate dividend calculations,
- forecasting and tax planning,
- alignment with Child Benefit charges and personal allowances,
- clear explanations in plain English.
This service is especially valuable for directors managing both family income and business growth.
Bank Account Opening Support
Opening a UK bank account can be challenging for:
- new arrivals,
- self-employed people,
- non-resident directors,
- start-ups.
We support you with:
- choosing suitable banks or providers,
- preparing compliant documentation,
- explaining your income or business model clearly,
- reducing the risk of rejection or delays.
Maternity Allowance Application
If you don’t qualify for Statutory Maternity Pay, Maternity Allowance can be essential financial support.
We help with:
- eligibility checks,
- test-period calculations,
- MA1 form completion,
- organising evidence for employed and self-employed women,
- understanding how Maternity Allowance interacts with Universal Credit and tax.
Application for National Insurance Number
A National Insurance number is essential for work, tax and benefits in the UK.
We support you with:
- checking if you already have a number,
- confirming eligibility to apply,
- preparing documents,
- guided completion of the official online application,
- follow-up support if authorities ask questions.
Child Benefit Application
Child Benefit is not just a payment — it also affects National Insurance credits and long-term pension rights.
We help families with:
- deciding who should claim,
- completing CH2 or online claims,
- backdating where possible,
- managing the High Income Child Benefit Charge,
- keeping Child Benefit aligned with tax and benefits.
Why Clients Choose Audit Consulting Group
Clear explanations, no jargon
We explain rules and options in simple, human language, not technical lectures.
Joined-up thinking
Tax, benefits, banking and family finances are connected. We look at the whole picture, not isolated forms.
Fixed fees, agreed upfront
No surprises. You know the cost before we start.
Experience with real-life situations
We work daily with self-employed people, families, directors and international clients — not just textbook cases.
Professional but approachable
Clients often tell us they feel “relieved” after the first call. That’s exactly the experience we aim to create.
How the Process Works
- Initial contact – you tell us what you need help with
- Clarification & scope – we explain what support fits your situation
- Fixed-fee quote – clear, written, no pressure
- Document review & preparation
- Guided applications or planning
- Follow-up support if questions arise
You stay in control at all times — we guide, check and explain.
Client Testimonials
“Everything finally made sense.” – Elena, self-employed parent
I had Universal Credit, Child Benefit and self-employment income and felt like one mistake could cause problems everywhere. Audit Consulting Group explained how it all connects and helped me sort everything properly.
“Professional support without judgement.” – Mark, company director
As a director, I needed help with dividends, Child Benefit charge and mortgage documents. They handled everything calmly and professionally, and explained the impact of each decision.
“One place for everything.” – Sofia, new to the UK
NI number, bank account, benefits and tax — I didn’t know where to start. Having one firm that understands all of it saved me months of stress.
Ready to Get Personal & Financial Support You Can Rely On?
If you’re tired of unclear rules, confusing forms and worrying whether you’re doing things right — you don’t have to handle it alone.
Let Audit Consulting Group support you with confidence, clarity and professionalism — whether you need help with one application or several connected areas.
+44 7386 212550
info@auditconsultinggroup.co.
Audit Consulting Group – personal & financial support that fits real life in the UK.
